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How your skin reacts tells you whether the dark circles are caused by thinner under-eye skin or pigmentation. Related storiesFor thin skin, Zubritsky told BI that products with hyaluronic acid should help hydrate and plump the skin. AdvertisementBoth she and Penzi suggested Neutrogena Hydroboost Eye Gel Cream, and Penzi also recommended First Aid Beauty Hydrating Eye Cream with Hyaluronic Acid. If you deal with puffiness, "it's important to look for under-eye creams with ingredients like caffeine," Zubritsky said, because caffeine constricts blood vessels and improves circulation. Advanced Eye, Neutrogena Hydro Boost+ Caffeine Eye Gel Cream, and CeraVe Skin Renewing Eye Cream as all options with caffeine in them.
Persons: , Dr, Lindsey Zubritsky, Zubritsky, Lauren Penzi, Penzi, dermatologists, Bliss Organizations: Service, Business, L'Oreal Paris, Triple, Neutrogena Hydro Locations: Pennsylvania, New York
This lets the government tackle specific jobs and projects quickly without all the steps of regular government hiring and bureaucratic obstacles. Thomson ReutersThere are a wide range of large government contracting companies that the government regularly makes deals with. John Breth, 40, worked in government contracting roles for 12 years before starting his own contracting company. If awarded the contract, you have to meet specific requirements set by the government, which may involve getting clearances or certifications. Once you understand the landscape better, you'll be able to recognize which jobs you qualify for and define your path forward.
Persons: , Lockheed Martin, Lauren Irizarry, John Breth, Kevin Jennings, Jennings, you'll Organizations: Service, Department of Labor, Business, Raytheon, Thomson Reuters, Defense, Lockheed, Boeing, Northrop Grumman, Judge, US Small Business Administration Locations: Woburn, sba.gov
Asked for proof of his claim that Mr. Biden was personally directing the local cases against him, Mr. Trump pointed to purported ties between prosecutors and “Washington,” but provided no evidence that Mr. Biden had been involved in any of the hiring decisions, conversations or meetings that Mr. Trump cited. The writer E. Jean Carroll filed her first lawsuit against Mr. Trump in November 2019, accusing him of defamation. Faulty and irrelevant comparisonsWhat Mr. Trump Said“I got indicted more than Al Capone.”— in a rally in Ohio in MarchFalse. Mr. Hur described Mr. Biden as a “well-meaning, elderly man with a poor memory” who had “diminished faculties and faulty memory.” He did not declare Mr. Biden mentally incompetent to stand trial. Inaccurate attacks on judgesWhat Mr. Trump Said“Judge Juan Merchan is totally compromised, and should be removed from this TRUMP Non-Case immediately.
Persons: Donald J, Trump, President Biden, Trump’s, , Trump Said “ Biden, General Merrick B, Garland, Trump “, Biden, Mr, Doug Mills, Trump Said, Jack Smith, Merrick Garland’s, Fani Willis, Letitia James, Alvin L, Bragg, Matthew Colangelo, Colangelo, , James’s, Colangelo’s, Bragg ramped, Willis, Willis — Nathan J, Wade, Ketanji Brown Jackson, Kamala Harris, Harris, Crooked Joe Biden, James, Jean Carroll, Smith, Brittainy Newman, Alexei Navalny, Navalny, Letitia James ’, Hunt, PolitiFact, Trump Said “, Al Capone, Capone, Brad Schwartz, Hillary, Bill, Bush, Reagan, Hillary Clinton, Clinton, Bill Clinton’s, Taylor Branch, Branch, , Barack Obama, George W, Bill Clinton, George H.W, Ronald Reagan, Robert K, Hur, Biden’s, Juan Merchan, Loren, Loren Merchan, Merchan, Merchan’s, Justice Merchan, Ahmed Gaber, Arthur F, Justice Engoron, Engoron Organizations: New York, Democratic Party, Trump, Justice Department, The New York Times, The, White House, Trump . Credit, New York Times, American People, Biden Administration, Prosecutors, Mr, Manhattan, Washington, Fox News, New, Times, White, Counsel’s Office, Supreme, Black, Trump Organization, Democrat, Companies, Exxon Mobil, Trump Foundation, Trump University, Associated, National Archives, Records Administration, TRUMP, Twitter, Credit Locations: Manhattan, Georgia, Trump ., Washington, New York, “ Washington, Fulton County ,, Russian, New, Ohio, Fla, South Carolina, Trump’s Florida, Beach
In Europe — much like in the U.S. — a few key stocks have been driving the market, especially earlier this year, according to Morgan Stanley. In late February, just five stocks were responsible for 60% of European stock market gains year-to-date, the bank said. The company has grown into one of the largest, most integrated payment providers, Morgan Stanley said. Exclusive Networks Morgan Stanley says this is one of the largest and fastest-growing specialist distributors of cybersecurity products globally. The nature of threats is constantly changing, and so the products offered by the vendors – and the vendors themselves – are constantly changing," Morgan Stanley said.
Persons: Morgan Stanley, CompuGroup Morgan Stanley, Networks Morgan Stanley, — CNBC's Michael Bloom Organizations: Solutions, Networks Locations: Europe, U.S, , Germany, France, Austria
European markets are heading for a lackluster open Tuesday as investors continue to ponder last week's central bank policy decisions in Europe and the U.S. Regional markets had a tentative start to the new trading week Monday and the lack of momentum looks set to continue Tuesday. Today, investors in Europe, the Middle East and Africa will be keeping an eye out as Nigeria's central bank publishes its latest monetary policy decision, and as earnings come from Smiths Group, Ocado Retail, Bellway and A.G. Barr. Asia-Pacific markets were mixed Tuesday as the U.S. market took a breather after a rally sparked by optimism over the Federal Reserve's interest rate stance at its latest meeting. U.S. stock futures traded near the flatline Monday night, after the major averages took a breather from their rally.
Organizations: U.S . Regional, Smiths Group, Ocado, Federal Locations: Europe, East, Africa, Barr, Asia, Pacific, U.S
Trump personally owes over $454 million stemming from the ruling made by Judge Arthur Engoron back in February. Here’s what happens if Trump can’t secure the bond:Seizing bank accounts and cashIn theory, officials can begin the complicated legal process of taking his assets, barring any other strategic legal maneuvering from state prosecutors and countering from Trump’s legal team. “They walk in and give it to the manager,” said Adam Pollock, a former assistant New York State Attorney General who now specializes in judgment enforcement at Pollock Cohen LLP. “The attorney general’s office is the largest firm in New York State, if you think about it as a law firm. That is really the end of the day, I think, for the Trump organization in New York,” Litman said.
Persons: Donald Trump’s, Trump, Judge Arthur Engoron, Eric, Donald Jr, Letitia James, they’ll, , Peter Katz, Marshall, Adam Pollock, Pollock Cohen, , “ They’re, Alden B, Smith, Pollock, Pollack, ” Pollock, ” Smith, Tish James, Harry Litman, “ That’s, James “, ” Trump, Chris Kise, ” Kise, Jean Carroll, Litman, ” Litman Organizations: CNN, New York Attorney, Trump Organization, Eastern, of, New, New York City Sheriff, New York, Springs ., New York State, , Trump Locations: York, New York City, New York, Westchester County, Briarcliff Manor, Springs, Lago, Florida, Mar
When Elon Musk sued OpenAI and its chief executive, Sam Altman, for breach of contract on Thursday, he turned claims by the start-up’s closest partner, Microsoft, into a weapon. He repeatedly cited a contentious but highly influential paper written by researchers and top executives at Microsoft about the power of GPT-4, the breakthrough artificial intelligence system OpenAI released last March. In the “Sparks of A.G.I.” paper, Microsoft’s research lab said that — though it didn’t understand how — GPT-4 had shown “sparks” of “artificial general intelligence,” or A.G.I., a machine that can do everything the human brain can do. It was a bold claim, and came as the biggest tech companies in the world were racing to introduce A.I. into their own products.
Persons: Elon Musk, OpenAI, Sam Altman Organizations: Microsoft Locations: A.G.I
The ransom countdown timer for Fulton County disappeared from a hacking group's website. The hacking group, LockBit 3.0, had a timer set for 8:49 a.m. It posted a new countdown timer for the Fulton County documents initially set for March 2. Before the raid, the group said, they had been in negotiations over a ransom for the Fulton County documents. AdvertisementThe timer for Fulton County had previously disappeared from LockBit 3.0's site ahead of the February 20 raid.
Persons: Trump, , Donald Trump's, Georgia —, LockBit, Biden, Fani, It's, Brian Krebs, Dan Schiappa, Schiappa, George Chidi Organizations: Fulton, Service, FBI, Justice, Trump, Republican, Department of Justice, Fulton County, Atlanta Journal, Business Locations: Georgia, Fulton County, Mexico, Fulton, Atlanta
Apple | Spotify | Amazon | YouTube Listen and follow ‘Hard Fork’This week’s episode is a conversation with Demis Hassabis, the head of Google’s artificial intelligence division. We talk about Google’s latest A.I. models, Gemini and Gemma; the existential risks of artificial intelligence; his timelines for artificial general intelligence; and what he thinks the world will look like post-A.G.I. Additional listening and reading:
Persons: Demis Hassabis, Gemma Organizations: Apple, Spotify, YouTube
There's a streaming play continuing its comeback on Tuesday, but the charts suggest investors may want to wait before buying more. SPOT 5Y mountain Spotify, 5-years On Tuesday, SPOT reported a loss, but showed its user base was expanding and that the company is improving operating efficiency. Analysts were expecting an additional 8.9 million new subscribers, but it added 10 million to bring the total paying user base to 236 million worldwide. THIS CONTENT IS PROVIDED FOR INFORMATIONAL PURPOSES ONLY AND DOES NOT CONSITUTE FINANCIAL, INVESTMENT, TAX OR LEGAL ADVICE OR A RECOMMENDATION TO BUY ANY SECURITY OR OTHER FINANCIAL ASSET. BEFORE MAKING ANY FINANCIAL DECISIONS, YOU SHOULD STRONGLY CONSIDER SEEKING ADVICE FROM YOUR OWN FINANCIAL OR INVESTMENT ADVISOR.
Persons: I've, Gordon, AMZN Organizations: Spotify, Alpha, CNBC Pro, Netflix
DETROIT (AP) — Toyota is telling the owners of about 50,000 older Corolla, Corolla Matrix and RAV4 models to stop driving them because their Takata air bag inflators are at risk of exploding and hurling shrapnel. The recalled RAV4s have Takata driver's air bags while the Corolla and Matrix models have them on the passenger side. The Corolla and Matrix also are under a separate recall because their air bags can be deployed without a crash, the company said. Takata used volatile ammonium nitrate to create a small explosion to inflate air bags in a crash. The exploding air bags sent Takata of Japan into bankruptcy.
Persons: Toyota, RAV4s, Takata inflators Organizations: DETROIT, Toyota, Corolla Locations: U.S, Malaysia, Australia, Japan
Microsoft had no official say with the board when Altman, the company’s key contact, was fired. That is partly as a hedge for the fact it has no control over the start-up’s board. It involves the holy grail of OpenAI’s work: achieving artificial general intelligence, or A.G.I. Scott Syphax, a corporate governance expert, told DealBook that the deal could raise red flags with regulators if it threatens the nonprofit’s tax-exempt status. Another area Syphax is watching: the valuation that Microsoft placed on OpenAI after its investment and whether it acquired the I.P.
Persons: Altman, Nadella, Kara Swisher, Brockman, , Microsoft’s, Scott Syphax, DealBook, Bill Gurley, Satya Organizations: Microsoft, Times Locations: , Grubhub
Mr. Altman appears to have been blindsided, too. Mr. Altman stayed mum about the precise circumstances of his departure on Friday. Unlike some other tech founders, who keep control of their companies via dual-class stock structures, Mr. Altman doesn’t directly own any shares in OpenAI. There are several more quirks about OpenAI’s board. It’s small (six members before Friday, and four without Mr. Altman and Mr. Brockman) and includes several A.I.
Persons: Altman, ChatGPT, OpenAI, Greg Brockman — OpenAI’s, Altman —, Mr, Brockman, , Altman doesn’t, . Brockman, , Locations: , A.I, OpenAI
U.S. Representative Rashida Tlaib, the first and only Palestinian-American congresswoman, is a Detroit native, despite posts suggesting that she was not born in the U.S. and should be deported. Tlaib represents Michigan’s 12th congressional district, which includes the cities of Detroit, Dearborn, Southfield and surrounding suburbs. The Biographical Directory of the U.S. Congress says that Tlaib was born in Detroit on July 24, 1976. Tlaib is a natural-born citizen, an individual born on U.S. soil who is therefore automatically a U.S. citizen at birth. U.S. Representative Rashida Tlaib is a U.S. citizen born in Detroit, Michigan.
Persons: Rashida Tlaib, Tlaib, Rashida, , , Read Organizations: Facebook, Palestine, Reuters, West Bank, Yahoo, U.S, Congress, U.S . House, Thomson Locations: Detroit, U.S, Dearborn, Southfield, Israel, Palestinian, Palestine, Michigan’s, , Detroit , Michigan
DETROIT (AP) — Toyota isn’t telling owners of 1.9 million recalled RAV4 SUVs to park them outdoors even though U.S. safety investigators have four complaints about engine fires that can start with the vehicles' ignitions turned off. In addition, the agency has eight reports of fires that started on the driver's side of the engine compartment where the battery is located. Four reports said “thermal events” happened with the ignition off, indicating that it may be wise for owners to park the SUVs outdoors until they can be repaired. But Toyota spokesman Aaron Fowles said the company is not advising people to park the RAV4s outdoors. Documents posted Friday by the safety agency say that Toyota has found 22 "field technical reports" in the U.S.
Persons: , ignitions, Aaron Fowles, haven't, ” Toyota Organizations: DETROIT, — Toyota, Traffic, Administration, Toyota, U.S, NHTSA Locations: RAV4s, U.S
NEW YORK (AP) — “Junk fees” are just what they sound like: hidden or misleading charges that increase the total cost of concert tickets, hotel rooms, utility bills and other goods and services. Here's what to know:WHAT QUALIFIES AS A JUNK FEE? That should reduce junk fees for financial advice for people saving for retirement. HOW CAN I AVOID PAYING JUNK FEES? HOW MUCH DO THESE FEES COST CONSUMERS?
Persons: Biden, Ariel Nelson, Nelson, , , Lina Kahn, Lael Brainard, Charles Schwab Organizations: Federal Trade Commission, Consumer Finance Protection Bureau, Department of Labor, National Consumer Law Center, Republican, Consumer Financial, Department, Labor, Securities and Exchange Commission, Interest, White, National Economic Council, FTC, Associated Press, Charles, Charles Schwab Foundation, Inc, AP
Engoron had put a gag order in place the first week of the trial after Trump had posted on social media attacking his clerk. In his written order Thursday, Engoron said the explanation Trump gave that he was talking about Cohen did not pass muster. After lunch, Kise asked Engoron to write the gag order in a formal court order, as it’s currently only memorialized in the court transcript. Engoron agreed to put the gag order in a court order, and joked that Engoron could sit in the witness box for the photo because he was about Cohen’s size. ), fined me $10,000 yesterday under his so-called gag order,” Trump wrote.
Persons: Arthur Engoron, Donald Trump, Chris Kise, Engoron, ” Engoron, Michael Cohen, They’ve, Cohen, , ” Trump, Trump, Donald Trump’s, ” Kise, she’s, Kise, “ There’s, , , it’s, Organizations: New, New York CNN, Trump, Radical Left, New York, Commercial Locations: New York, trier, Florida
What is the Student Aid Report?
  + stars: | 2023-10-24 | by ( Aly J. Yale | Richard Richtmyer | ) www.businessinsider.com   time to read: +14 min
The Student Aid Report summarizes the information on your Free Application for Federal Student Aid (FAFSA). See Insider's picks for the best private student loans >>What is the Student Aid Report (SAR)? The Student Aid Report is a document that, through the 2023-2024 school year, was used to summarize the data submitted on a Free Application for Federal Student Aid (FAFSA). Federal student aid eligibilityYour summary will also include your Student Aid Index — formerly called the Expected Family Contribution. Schools and aid offersThe schools you apply to don't actually receive your FAFSA Submission Summary (formerly Student Aid Report).
Persons: , Shannon Vasconcelos, Robert Kersey, you'll, Kersey, Vasconcelos, Perkins, Pell Grant, Elaine Rubin, You'll Organizations: Federal Student Aid, Service, Bright Horizons, Grants, What's, College of Charleston, Education, Department, Department of Federal Student Aid, Internal Revenue Service, SAR Locations: FAFSA.gov
The one job AI should actually replace: CEOs
  + stars: | 2023-09-11 | by ( Ed Zitron | ) www.businessinsider.com   time to read: +12 min
The only job that seems to be safe from the rise of ChatGPT and other AI tech is, oddly enough, the most expensive and easily automated role: CEO. Let's replace our CEOs with AI. Actually, AI is too advanced for that job, all you need is a Fisher Price tape recorder loaded up with a bad bunch of ideas." What better way can we hold a chief executive accountable than making sure they actually execute? Or perhaps the chief executives need to be far more afraid of losing their jobs to equally capable robots.
Persons: Scott Seiss, Fisher, it's, I'm, Proctor, A.G, Lafley, isn't, doesn't, Elon, David Zaslav, Zaslav —, Zaslav, shelve, I'd, Said, Ed Zitron Organizations: Harvard, Gamble, TSR, Warner Bros, Hollywood, Alliance, Television Producers Locations: Let's, California
Before Donald J. Trump was indicted four times over, he was sued by New York’s attorney general, who said that for years the former president, his business and members of his family had fraudulently overvalued their assets by billions of dollars. Before any of those criminal trials will take place, Mr. Trump is scheduled for a civil trial in New York in October. During the trial, the attorney general, Letitia James, will seek to bar him and three of his children from leading their family business, the Trump Organization, and to require him to pay a fine of around $250 million. On Wednesday, Ms. James fired an opening salvo, arguing that a trial is not necessary to find that Mr. Trump and the other defendants inflated the value of their assets in annual financial statements, fraudulently obtaining favorable loans and insurance arrangements. The fraud was so pervasive, she said in a court filing, that Mr. Trump had falsely boosted his net worth by between $812 million and $2.2 billion each year over the course of a decade.
Persons: Donald J, Trump, Letitia James, James Organizations: New, Trump Organization Locations: New York
Former president Donald Trump arrives at Ronald Reagan Washington National Airport in Arlington, Va. on Thursday, August 3, 2023 after appearing at E. Barrett Prettyman United States Court House. Less than one day after being arraigned on charges of trying to subvert the 2020 presidential race, former President Donald Trump on Friday called for the U.S. Supreme Court to step into the 2024 contest. "Resources that would have gone into Ads and Rallies, will now have to be spent fighting these Radical Left Thugs in numerous courts throughout the Country," Trump wrote. "It is Election Interference, & the Supreme Court must intercede," he wrote. In most cases, the Supreme Court has appellate jurisdiction, meaning it considers cases that have been appealed from lower courts.
Persons: Donald Trump, Ronald Reagan, Barrett Prettyman, Trump, Crooked Joe Organizations: Ronald Reagan Washington National Airport, Barrett Prettyman United States Court, U.S, Supreme, Trump, Republican, Thugs Locations: Ronald Reagan Washington, Arlington , Va, Florida
Certain forms of identity theft, like synthetic identity theft or child identity theft, are harder to detect. You can also enroll in an identity theft protection service that can monitor the dark web for your information and provide identity theft insurance, usually up to $1 million. The best identity theft protection services will also provide you with personalized expert assistance if you experience more identity theft. While credit-related identity theft is more common, "identity theft can occur in other areas, including medical records, tax filings, social media accounts, employment history, and even criminal records," says Josh Amishav, founder and CEO of Breachsense, a data breach monitoring platform. Identity theft recovery frequently asked questionsCan you fully recover from identity theft?
Persons: you'll, David Burroughs, IdentityTheft.gov, You'll, Burroughs, you've, Equifax, Allen, Michael Bruemmer, haven't, Josh Amishav Organizations: FTC, Federal Trade Commission, Social, FBI, Social Security, Services, Social Security Administration Locations: AnnualCreditReport.com, Atlanta, Allen , TX, Chester ,
CNN —The New York Times will shut down its sports desk and shift its daily coverage of athletes and teams to The Athletic, the newspaper announced Monday. The decision to dismantle The Times’ long-standing Sports desk comes as the paper aims to provide a “greater abundance of sports coverage than ever before,” New York Times Chairman A.G. Sulzerberg and CEO Meredith Kopit Levien announced in a memo Monday. The closure will allow the paper to maximize both The Times’ and The Athletic’s respective newsrooms, they said. Sports stories across The Times’ website will be sourced from the nearly 150 daily stories published by The Athletic, which includes coverage of leagues, teams, and players, both domestic and international, Sulzerberg and Levien said. The New York Times acquired The Athletic last year in a bid to expand its sporting coverage.
Persons: A.G, Sulzerberg, Meredith Kopit Levien, Levien, Organizations: CNN, The New York Times, The Athletic, Sports, ” New York, Times, Athletic, ” Sports
Courtesy: U.S. Department of DefenceThe U.S. Navy prevented Iranian warships from seizing two oil tankers in international waters near Oman on Wednesday, according to an American military official. At about 1 a.m. local time, an Iranian navy vessel approached a Marshall Islands-flagged tanker, the TRF Moss, that had just transited the Strait of Hormuz. Three hours later, another Iranian navy vessel approached the tanker, the Richmond Voyager, that had sailed from the United Arab Emirates through the Strait of Hormuz. The tanker issued a distress call after the Iranian ship allegedly tried to get it to stop. When the USS McFaul arrived, the Iranian ship left, according to the official.
Persons: Moss, McFaul, Brad Cooper, Ken Paxton Organizations: Merchant, U.S . Department of Defence, U.S . Navy, American, Marshall, Navy, Richmond Voyager, United, United Arab Emirates, U.S . Naval Forces Central Command, . 5th Fleet, Combined Maritime Forces, NBC, U.S Locations: Iran, Gulf of Oman, Oman, Iranian, Hormuz, United Arab, U.S, Ohio
Opinion | The True Threat of Artificial Intelligence
  + stars: | 2023-06-30 | by ( Evgeny Morozov | ) www.nytimes.com   time to read: +1 min
In May, more than 350 technology executives, researchers and academics signed a statement warning of the existential dangers of artificial intelligence. “Mitigating the risk of extinction from A.I. should be a global priority alongside other societal-scale risks such as pandemics and nuclear war,” the signatories warned. isn’t because of the boring but reliable technologies that autocomplete our text messages or direct robot vacuums to dodge obstacles in our living rooms. It is the rise of artificial general intelligence, or A.G.I., that worries the experts.
Persons: Elon Musk, Steve Wozniak, Biden, Chuck Schumer Organizations: Apple,
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